/*
Theme Name: Insurance Phantom
Theme URI: https://www.insurancephantom.com
Author: Insurance Phantom
Description: Midnight Ledger — a cinematic investigative editorial theme.
Version: 2.1.1
Requires at least: 6.6
Requires PHP: 8.1
License: GNU General Public License v2 or later
Text Domain: insurance-phantom
*/

:root{
  color-scheme:dark;
  --ledger-black:#090b0e;
  --ledger-ink:#101419;
  --ledger-charcoal:#171b20;
  --ledger-bone:#efe9dd;
  --ledger-paper:#f6f1e8;
  --ledger-gold:#b59a61;
  --ledger-gold-soft:#d4bd8a;
  --ledger-red:#a32f28;
  --ledger-smoke:#a7adb3;
  --ledger-line:rgba(181,154,97,.34);
  --ledger-serif:'Newsreader',Georgia,'Times New Roman',serif;
  --ledger-sans:'Manrope','Helvetica Neue',Arial,sans-serif;
  --ledger-mono:'IBM Plex Mono','SFMono-Regular',Consolas,monospace;
  --ledger-shell:min(1240px,calc(100vw - 64px));
  --ledger-reading:min(700px,calc(100vw - 48px));
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;background:var(--ledger-black)}
body{margin:0;background:var(--ledger-black);color:var(--ledger-bone);font-family:var(--ledger-sans);font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
body:before{content:"";position:fixed;inset:0;pointer-events:none;z-index:9999;opacity:.035;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.45'/%3E%3C/svg%3E")}
a{color:inherit;text-underline-offset:.22em;text-decoration-thickness:1px}
a:hover{color:var(--ledger-gold-soft)}
:where(a,button,input,textarea,select):focus-visible{outline:2px solid var(--ledger-gold-soft);outline-offset:4px}
h1,h2,h3,h4{font-family:var(--ledger-serif);font-weight:450;line-height:1.03;letter-spacing:-.025em}
p{margin-block:0 1.25em}
.ip-skip-link{position:absolute;left:-9999px;top:1rem;z-index:100000}
.ip-skip-link:focus{left:1rem;background:var(--ledger-gold);color:var(--ledger-black);padding:.75rem 1rem}
.ip-shell{width:var(--ledger-shell);margin-inline:auto}
.ip-eyebrow,.ip-meta{color:var(--ledger-gold);font-family:var(--ledger-mono);font-size:.72rem;font-weight:600;letter-spacing:.17em;text-transform:uppercase}
.ip-rule{display:block;width:54px;height:2px;background:var(--ledger-gold);margin:1rem 0 1.5rem}

/* Header */
header.wp-block-template-part{position:relative;z-index:50;background:rgba(9,11,14,.96);border-bottom:1px solid var(--ledger-line)}
.ip-site-header{min-height:76px;width:var(--ledger-shell)!important;margin:auto!important;padding:0!important;display:flex!important;align-items:center;justify-content:space-between;gap:2rem}
.ip-wordmark{font-family:var(--ledger-serif);font-size:1.45rem;letter-spacing:.14em;text-decoration:none;white-space:nowrap}
.ip-wordmark span{color:var(--ledger-gold)}
.ip-primary-nav{display:flex;align-items:center;gap:clamp(1.25rem,2.5vw,2.6rem)}
.ip-primary-nav a{font-size:.74rem;font-weight:650;letter-spacing:.12em;text-decoration:none;text-transform:uppercase}
.ip-nav-cta{border:1px solid var(--ledger-gold);padding:.66rem 1rem}
.ip-mobile-menu{display:none}

/* Homepage hero */
.ip-ledger-hero{position:relative;min-height:680px;overflow:hidden;border-bottom:1px solid var(--ledger-line);background:linear-gradient(90deg,#090b0e 0%,rgba(9,11,14,.96) 42%,rgba(9,11,14,.2) 72%),url('/wp-content/uploads/2026/08/insurance-phantom-profile-option-3.png') right 18% center/auto 112% no-repeat}
.ip-ledger-hero:after{content:"";position:absolute;inset:auto 0 0;height:28%;background:linear-gradient(transparent,var(--ledger-black));pointer-events:none}
.ip-hero-inner{position:relative;z-index:2;width:var(--ledger-shell);margin:auto;padding:clamp(6.5rem,11vw,10rem) 0 7rem}
.ip-hero-copy{max-width:680px}
.ip-hero-copy h1{font-size:clamp(4rem,7vw,7.3rem);margin:.7rem 0 1.4rem;text-transform:uppercase}
.ip-hero-copy h1 em{color:var(--ledger-gold);font-style:normal}
.ip-hero-dek{max-width:620px;color:#d8d9d8;font-size:clamp(1.08rem,1.7vw,1.35rem);line-height:1.65}
.ip-button{display:inline-flex;align-items:center;justify-content:center;gap:.8rem;min-height:52px;padding:.85rem 1.25rem;border:1px solid var(--ledger-gold);font-size:.77rem;font-weight:700;letter-spacing:.12em;text-decoration:none;text-transform:uppercase}
.ip-button-primary{background:var(--ledger-red);border-color:var(--ledger-red);color:#fff;box-shadow:0 16px 40px rgba(163,47,40,.22)}
.ip-button-primary:hover{background:#bb3931;color:#fff}

/* Latest episode */
.ip-latest{padding:clamp(5rem,8vw,8rem) 0;background:linear-gradient(180deg,var(--ledger-black),#0d1115)}
.ip-section-heading{display:flex;align-items:end;justify-content:space-between;gap:2rem;margin-bottom:2rem}
.ip-section-heading h2{font-size:clamp(2.5rem,4.5vw,4.7rem);margin:.35rem 0 0}
.ip-latest-grid{display:grid;grid-template-columns:minmax(280px,.72fr) minmax(0,1.55fr);gap:clamp(2rem,5vw,5rem);align-items:center}
.ip-latest-copy h3{font-size:clamp(2.2rem,4vw,4.1rem);margin:.5rem 0 1rem;text-transform:uppercase}
.ip-latest-copy p{color:var(--ledger-smoke);max-width:480px}
.ip-video-poster{position:relative;display:block;aspect-ratio:16/9;overflow:hidden;border:1px solid var(--ledger-line);background:#050607}
.ip-video-poster img{width:100%;height:100%;object-fit:cover;object-position:center 32%;filter:grayscale(1) contrast(1.13) brightness(.72);transform:scale(1.05);transition:transform .7s ease,filter .7s ease}
.ip-video-poster:hover img{transform:scale(1.08);filter:grayscale(1) contrast(1.16) brightness(.82)}
.ip-play{position:absolute;inset:50% auto auto 50%;translate:-50% -50%;display:grid;place-items:center;width:76px;height:76px;border-radius:50%;border:1px solid var(--ledger-gold);background:rgba(9,11,14,.72);color:var(--ledger-gold);font-size:1.4rem}
.ip-play:before{content:"▶";margin-left:4px}

/* Topics and trust */
.ip-topics{padding:0 0 clamp(5rem,8vw,8rem);background:#0d1115}
.ip-topic-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ledger-line);border-left:1px solid var(--ledger-line)}
.ip-topic{min-height:250px;padding:clamp(1.5rem,3vw,2.75rem);border-right:1px solid var(--ledger-line);border-bottom:1px solid var(--ledger-line);background:linear-gradient(145deg,rgba(255,255,255,.025),transparent);text-decoration:none;transition:background .25s ease,transform .25s ease}
.ip-topic:hover{background:rgba(181,154,97,.07);transform:translateY(-3px)}
.ip-topic-number{font:600 .7rem var(--ledger-mono);color:var(--ledger-gold)}
.ip-topic h3{font-size:clamp(1.7rem,2.6vw,2.5rem);margin:2.6rem 0 .8rem}
.ip-topic p{color:var(--ledger-smoke);font-size:.95rem}
.ip-trust{background:var(--ledger-bone);color:#17191c;padding:clamp(4rem,7vw,7rem) 0}
.ip-trust-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2rem,7vw,7rem);align-items:start}
.ip-trust h2{font-size:clamp(2.7rem,5vw,5.2rem);margin:0}
.ip-trust p{font-family:var(--ledger-serif);font-size:clamp(1.3rem,2vw,1.75rem);line-height:1.45}
.ip-trust-links{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(17,24,32,.18);margin-top:2rem}
.ip-trust-links a{background:var(--ledger-paper);padding:1.2rem;font:700 .68rem var(--ledger-mono);letter-spacing:.1em;text-decoration:none;text-transform:uppercase}

/* Episode */
.ip-episode-hero{padding:clamp(5rem,8vw,8rem) 0 0;text-align:center;background:radial-gradient(circle at 50% 70%,#20262d 0%,#0b0e12 48%,#090b0e 75%)}
.ip-episode-title{width:min(1050px,calc(100vw - 48px));margin-inline:auto}
.ip-episode-title h1{font-size:clamp(3.2rem,6.2vw,6.5rem);margin:.8rem 0 1rem;text-transform:uppercase}
.ip-episode-title .wp-block-post-excerpt{max-width:790px;margin:0 auto 2.5rem;color:#d6d3cb;font-family:var(--ledger-serif);font-size:clamp(1.2rem,2vw,1.65rem);line-height:1.5}
.ip-episode-stage{width:min(1180px,calc(100vw - 48px));margin:auto;position:relative}
.ip-episode-stage .wp-block-video{margin:0;box-shadow:0 28px 80px rgba(0,0,0,.5)}
.ip-episode-stage video{width:100%;height:auto;display:block;background:#000;border:1px solid var(--ledger-line)}
.ip-episode-actions{display:flex;justify-content:center;gap:1rem;translate:0 -26px;position:relative;z-index:3}
.ip-episode-body{background:var(--ledger-paper);color:#1b1d1f;padding:clamp(4rem,8vw,8rem) 0}
.ip-episode-layout{width:var(--ledger-shell);margin:auto;display:grid;grid-template-columns:220px minmax(0,700px);justify-content:center;gap:clamp(3rem,8vw,7rem)}
.ip-episode-rail{position:sticky;top:2rem;align-self:start;border-top:2px solid var(--ledger-gold);padding-top:1.2rem;font:600 .72rem var(--ledger-mono);letter-spacing:.11em;text-transform:uppercase}
.ip-episode-rail a{display:block;padding:.65rem 0;text-decoration:none;border-bottom:1px solid rgba(0,0,0,.12)}
.ip-episode-content{font-family:var(--ledger-serif);font-size:1.2rem;line-height:1.72}
.ip-episode-content h2{font-size:clamp(2.2rem,4vw,3.6rem);margin:0 0 1.8rem;padding-top:0}
.ip-episode-content p{margin-bottom:1.55em}
.ip-key-findings,.ip-sources{border-top:1px solid rgba(0,0,0,.18);padding:2rem 0;margin-bottom:2.5rem}
.ip-key-findings h2,.ip-sources h2{font-size:1.7rem;margin:0 0 1rem}
.ip-key-findings ul{padding-left:1.2rem}
.ip-key-findings li{margin-bottom:.75rem}
.ip-sources p{font-family:var(--ledger-sans);font-size:.95rem}
.ip-disclaimer{border-top:1px solid rgba(0,0,0,.18);padding-top:1.5rem;color:#555;font-family:var(--ledger-sans);font-size:.86rem}

/* Footer */
footer.wp-block-template-part{background:#080a0d;border-top:1px solid var(--ledger-line)}
.ip-footer{width:var(--ledger-shell);margin:auto;padding:3.5rem 0 2.5rem!important;display:grid!important;grid-template-columns:1.2fr .8fr;gap:3rem}
.ip-footer-brandline{font:400 1.25rem var(--ledger-serif);letter-spacing:.12em}
.ip-footer-brandline span{color:var(--ledger-gold)}
.ip-footer p{color:var(--ledger-smoke);font-size:.85rem;max-width:520px}
.ip-footer-links{display:flex;justify-content:flex-end;align-items:flex-start;gap:1.2rem;flex-wrap:wrap}
.ip-footer-links a{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-decoration:none;text-transform:uppercase}
.ip-footer-social{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--ledger-line);padding-top:1.5rem}
.ip-social-icon-links{gap:.75rem!important;margin:0!important}
.ip-social-icon-links .wp-social-link{background:transparent!important;border:1px solid var(--ledger-line);color:var(--ledger-gold)!important}
.ip-social-icon-links .wp-social-link:hover{background:var(--ledger-gold)!important;color:var(--ledger-black)!important;transform:translateY(-2px)}

/* Preserve general pages */
.ip-page-hero{padding:clamp(5rem,9vw,9rem) 0 clamp(4rem,7vw,7rem);background:radial-gradient(circle at 82% 20%,rgba(181,154,97,.11),transparent 28%),linear-gradient(135deg,#0f1419,#080a0d);border-bottom:1px solid var(--ledger-line)}
.ip-page-hero h1{font-size:clamp(4rem,8vw,8rem);margin:.65rem 0 0;text-transform:uppercase;max-width:980px}
.ip-page-dek{color:#c7c9c9;font-family:var(--ledger-serif);font-size:clamp(1.15rem,2vw,1.55rem);line-height:1.55;max-width:720px}
.ip-page-surface,.ip-archive-surface{background:var(--ledger-paper);color:#1b1d1f;padding:clamp(4.5rem,8vw,8rem) 0}
.ip-page-layout{width:var(--ledger-shell);margin:auto;display:grid;grid-template-columns:230px minmax(0,720px);justify-content:center;gap:clamp(3rem,8vw,8rem)}
.ip-page-rail{align-self:start;position:sticky;top:2rem;border-top:2px solid var(--ledger-gold);padding-top:1.25rem;font-size:.88rem;line-height:1.65}
.ip-page-rail p{color:#555}
.ip-page-rail a{display:inline-block;margin-top:1rem;color:#4b3d20;font:700 .7rem var(--ledger-mono);letter-spacing:.08em;text-decoration:none;text-transform:uppercase}
.ip-page-content{font-family:var(--ledger-serif);font-size:1.2rem;line-height:1.75}
.ip-page-content>p:first-child{font-size:clamp(1.4rem,2.4vw,1.85rem);line-height:1.55}
.ip-page-content h2{font-size:clamp(2rem,4vw,3.4rem);margin:2.5rem 0 1rem;padding-top:2rem;border-top:1px solid rgba(0,0,0,.15)}
.ip-page-content h3{font-size:1.65rem;margin-top:2.2rem}
.ip-page-content a{color:#624c21}
.ip-page-content :where(input,textarea,select){width:100%;padding:.9rem;border:1px solid #b8ad99;background:#fff;color:#151719;font:1rem var(--ledger-sans)}
.ip-page-content :where(button,input[type=submit]){width:auto;background:var(--ledger-red);border:0;color:#fff;cursor:pointer;padding:.9rem 1.3rem;font:700 .75rem var(--ledger-mono);letter-spacing:.1em;text-transform:uppercase}
.ip-briefing-query .wp-block-post-template{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:clamp(2rem,4vw,4rem)!important;margin:0!important}
.ip-briefing-card{background:#11161b;color:var(--ledger-bone);border:1px solid var(--ledger-line);padding:0 0 2rem;overflow:hidden}
.ip-briefing-art{position:relative;aspect-ratio:16/9;overflow:hidden;background:#050607;margin-bottom:1.6rem}
.ip-briefing-art img{width:100%;height:100%;object-fit:cover;object-position:center 28%;filter:grayscale(1) contrast(1.14) brightness(.7);transform:scale(1.06)}
.ip-card-play{position:absolute;inset:50% auto auto 50%;translate:-50% -50%;display:grid;place-items:center;width:58px;height:58px;border:1px solid var(--ledger-gold);border-radius:50%;background:rgba(9,11,14,.75);color:var(--ledger-gold)}
.ip-briefing-card>:not(.ip-briefing-art){margin-left:2rem;margin-right:2rem}
.ip-briefing-card h2{font-size:clamp(2rem,3vw,3.1rem);margin-top:.65rem;margin-bottom:.8rem;text-transform:uppercase}
.ip-briefing-card h2 a{text-decoration:none}
.ip-briefing-card .wp-block-post-excerpt{color:var(--ledger-smoke)}
.ip-read-more{color:var(--ledger-gold)!important;font:700 .72rem var(--ledger-mono);letter-spacing:.1em;text-decoration:none;text-transform:uppercase}
.ip-briefing-query .wp-block-query-pagination{margin-top:3rem;color:#1b1d1f}
.wp-block-post-template{list-style:none;padding:0}
.ip-card{border-top:1px solid var(--ledger-line);padding:2rem 0;background:transparent}
.ip-card h2{font-size:2.2rem}
.wp-block-video,main#main video{max-width:100%}

@media(max-width:820px){
  :root{--ledger-shell:calc(100vw - 48px);--ledger-reading:calc(100vw - 48px)}
  .ip-site-header{min-height:64px}
  .ip-wordmark{font-size:1.02rem;letter-spacing:.1em}
  .ip-primary-nav{display:none}
  .ip-mobile-menu{display:block}
  .ip-mobile-menu summary{cursor:pointer;list-style:none;color:var(--ledger-gold);font:600 .75rem var(--ledger-mono);letter-spacing:.12em;min-width:44px;min-height:44px;padding:.8rem 0;display:grid;place-items:center}
  .ip-mobile-menu summary::-webkit-details-marker{display:none}
  .ip-mobile-menu[open] nav{display:flex;position:absolute;left:0;right:0;top:64px;padding:1.5rem 24px 2rem;background:#090b0e;border-bottom:1px solid var(--ledger-line);flex-direction:column;align-items:flex-start;gap:1.1rem}
  .ip-mobile-menu nav a{display:flex;align-items:center;min-height:44px;width:100%;font-size:.78rem;font-weight:700;letter-spacing:.11em;text-decoration:none;text-transform:uppercase}
  .ip-ledger-hero{min-height:auto;background:linear-gradient(180deg,rgba(9,11,14,.98) 0%,rgba(9,11,14,.46) 48%,#090b0e 100%),url('/wp-content/uploads/2026/08/insurance-phantom-profile-option-3.png') center 72%/cover no-repeat}
  .ip-hero-inner{padding:4.6rem 0 24rem}
  .ip-hero-copy{max-width:100%}
  .ip-hero-copy h1{font-size:clamp(3.15rem,13.5vw,4.45rem);line-height:.98}
  .ip-hero-dek{font-size:1.05rem;line-height:1.65;max-width:34ch}
  .ip-latest-grid{grid-template-columns:1fr}
  .ip-latest-copy{order:2}
  .ip-video-poster{order:1}
  .ip-topic-grid{grid-template-columns:1fr;gap:0}
  .ip-topic{min-height:190px}
  .ip-trust-grid{grid-template-columns:1fr}
  .ip-trust-links{grid-template-columns:1fr}
  .ip-episode-title{width:calc(100vw - 48px)}
  .ip-episode-stage{width:100%}
  .ip-episode-stage video{border-inline:0}
  .ip-episode-actions{padding-inline:24px;flex-wrap:wrap}
  .ip-episode-layout{width:calc(100vw - 48px);grid-template-columns:1fr;gap:2.5rem}
  .ip-episode-rail{position:static;display:grid;grid-template-columns:repeat(2,1fr);gap:0 1rem}
  .ip-episode-content{font-size:1.1rem;line-height:1.72}
  .ip-footer{grid-template-columns:1fr;gap:1.4rem}
  .ip-footer-links{justify-content:flex-start}
  .ip-footer-social{grid-column:auto;align-items:flex-start;flex-direction:column;gap:1.2rem}
  .ip-page-layout{width:calc(100vw - 48px);grid-template-columns:1fr;gap:2.5rem}
  .ip-page-rail{position:static}
  .ip-page-content{font-size:1.1rem}
  .ip-briefing-query .wp-block-post-template{grid-template-columns:1fr!important}
  .ip-page-hero h1{font-size:clamp(3.2rem,14vw,5rem)}
}
@media(max-width:360px){
  :root{--ledger-shell:calc(100vw - 40px);--ledger-reading:calc(100vw - 40px)}
  .ip-episode-title,.ip-episode-layout{width:calc(100vw - 40px)}
  .ip-page-layout{width:calc(100vw - 40px)}
  .ip-wordmark{font-size:.88rem}
  .ip-hero-copy h1{font-size:2.9rem}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}